Distribution & wholesale trade
Stockists and distributors serving north India from NCR warehouses, carrying deep ranges, extending credit widely and running high transaction volume on thin margin.
Credit is extended at the counter and reviewed at the ledger, so exposure is known too late. Scheme discounts and rate differences are settled by credit note months afterwards, which means reported margin is never the final margin.
Credit limits and ageing enforced at order entry rather than reviewed afterwards, schemes and rate differences modelled as pricing rules so they hit margin at the point of sale, and stock visible across every NCR warehouse in one ledger.